Liquidity Disclosure

Public Disclosures in accordance with RBI Circular on Liquidity Risk Management

RBI vide its guidelines on “Liquidity Risk Management” dated November 04,2019 has mandated to publicly disclose the funding concentration based on the significant counterparties, products, instruments.
Liquidity risk management
The Board of Directors of the Company has constituted the Asset Liability Management Committee and Risk Management Committee.
The Asset Liability Management Committee, inter alia, reviews the asset liability profile, risk monitoring system, liquidity risk management, funding and capital planning, profit planning and growth projections, forecasting and analyzing different scenarios and preparation of contingency plans.
The Risk Management Committee, inter alia, monitors and measures the risk profile of the Company and oversees the integrated risk management system of the Company.
The Company manages liquidity risk by maintaining sufficient cash/treasury surpluses.